Services

What we do,

done properly.

Four ways we work with clients — every one of them starting with your goal, not a generic template.

01

Personal Credit Repair

A full review of your Experian, Equifax, and TransUnion reports. We challenge inaccurate, incomplete, and unverifiable negative items — and keep you updated every step of the way.

Line-by-line review of Experian, Equifax & TransUnion

Challenges for inaccurate, incomplete, or unverifiable items

Progress reviews together every 30–45 days

Plain-English updates — you always know what's happening

02

Credit Education

You'll actually understand your credit — what moves it, what hurts it, and how to keep it healthy long after our work together ends.

What actually moves your score — and what doesn't

Utilization, payment history & account mix, explained simply

Habits that protect your progress long-term

Knowledge you keep long after our work ends

03

Home & Auto Preparation

Working toward your first home or a better vehicle? We build the plan around your goal, so your credit is ready when you are.

A plan built around your purchase timeline

Report cleanup with your specific goal in mind

Profile-strengthening habits before you apply

Guidance on what lenders actually look for

04

ITIN Credit Support

Dedicated guidance for ITIN holders — addressing negative items, understanding how U.S. credit works, and building toward the same goals as everyone else.

Negative-item review for ITIN credit profiles

How U.S. credit works, explained step by step

Building toward home and auto goals with an ITIN

The same process and respect as every client

"Every file reviewed by hand — never by software alone."

How it works

Three steps. No mystery.

01

Free Consultation

We talk through your situation and your goals — and make sure we're genuinely the right fit before anything else.

02

Credit Audit & Game Plan

With your credit monitoring access, we review all three bureaus line by line and map out exactly what to challenge first.

03

Disputes, Education & Updates

We send targeted challenges on your behalf and teach you how to strengthen your profile while the process runs.

No pressure. No obligation. Just a clear look at where you stand.

Credit repair and education, built on transparency. Founded by Victoria "Vik" Delgado.

Contact

Monday – Friday · 9:00 AM – 5:00 PM CST

Get started

Book a free consultation and find out exactly where your credit stands.

DSolve Financial Solutions operates in accordance with the Credit Repair Organizations Act (CROA) and applicable Texas regulations. We do not promise or guarantee any specific credit score increase or outcome. Results vary based on each individual credit profile, creditor responses, and ongoing account history. Content on this site is educational and does not constitute legal or financial advice.

© 2026 DSolve Financial Solutions. All rights reserved.