Every file is different. Most clients work with us for several months, and we review progress together every 30–45 days. No honest company can promise you a timeline — be cautious of anyone who does.

No — and you should be cautious of anyone who does. We challenge items that are inaccurate, incomplete, or unverifiable, and we coach you on the habits that shape your score. Results depend on your file and how creditors respond.

Yes. ITIN clients are a big part of what we do. We help you address negative items, understand how credit works in the U.S., and build toward the same financial and homeownership goals as any other client.

Complete the intake form, set up a credit monitoring account, and have your photo ID, Social Security card, and proof of address ready. The intake page walks you through each step.

Credit monitoring lets us view your three-bureau reports and track changes without adding hard inquiries to your file. It's how we build your dispute plan and measure progress.

No. Consultations happen by phone or video, and the entire process can be handled remotely — wherever you are.