Meet the founder
Hi, I’m Vik Delgado — a wife, mom of five, business owner, and Credit Repair Specialist. But before any of those titles became part of my story, I was someone trying to figure out my own credit.



My story
I know what it feels like to have bad credit stand between you and the things you're working so hard for. I went through credit repair myself, trusting someone else to help me get back on track. Unfortunately, I walked away frustrated with the results, the lack of communication, and feeling like I still didn't understand what was actually happening with my credit.
So instead of accepting that experience, I started learning for myself. What began as a personal mission to understand and improve my own credit eventually became something much bigger. I realized there were so many people in the same position I had been in — paying for help, confused by the process, and wondering whether their financial goals were ever going to feel within reach. That experience became the foundation for Dsolve Financial Solutions.
Today, I help people work toward stronger, cleaner credit with an even bigger goal in mind: what comes after the credit repair. For many of my clients, that means preparing to purchase their first home. For others, it means getting into a better vehicle, qualifying for new opportunities, or simply being able to move forward financially with more confidence.
I'm also passionate about working with ITIN holders who may feel like their options are limited. I help ITIN clients address negative items on their credit profiles, understand how credit works in the U.S., and build toward the same financial and homeownership goals as the clients I serve with Social Security numbers.
Social media may show the business, the wins, and the success stories — but I didn't get here by being perfect. I'm a mom raising five kids. I'm a wife. I'm running businesses. I've made financial mistakes. I've had bad credit. I've had to learn, rebuild, and figure things out along the way. That's exactly why this work means so much to me.
“When you become my client, I never want you to feel like you’re just another credit file. I’m not here just to help you chase a credit score — I’m here to help you get your credit ready for the life you’re working toward. From my family to your future — let’s get you closer to your goals.”
- vik delgado

Credit repair and education, built on transparency. Founded by Victoria "Vik" Delgado.
Monday – Friday · 9:00 AM – 5:00 PM CST
Book a free consultation and find out exactly where your credit stands.
DSolve Financial Solutions operates in accordance with the Credit Repair Organizations Act (CROA) and applicable Texas regulations. We do not promise or guarantee any specific credit score increase or outcome. Results vary based on each individual credit profile, creditor responses, and ongoing account history. Content on this site is educational and does not constitute legal or financial advice.
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