Credit Repair & Education
Credit ready
for the life
you’re working toward.
Dsolve Financial Solutions helps you challenge inaccurate negative items, finally understand your credit, and prepare for what comes next — a first home, a better vehicle, or simply moving forward with confidence.
Phone & video consults
Mon–Fri · 9am–5pm CST
FCRA-compliant approach
Why Dsolve exists
Built from a bad experience.
Run on a better standard.
01
The experience
I paid for credit repair and walked away frustrated — poor communication, vague answers, and a credit file I still didn't understand.
02
The decision
Instead of accepting that, I learned the process myself. Fixing my own credit became a mission — and then a business.
03
The standard
At Dsolve, you're never just another file. You'll know what we're working on, why it matters, and what comes next.
What we do
Every engagement starts with your goal.
The credit work is how we get there.
Personal Credit Repair
A full review of your Experian, Equifax, and TransUnion reports. We challenge inaccurate, incomplete, and unverifiable negative items — and keep you updated every step of the way.
Credit Education
You'll actually understand your credit — what moves it, what hurts it, and how to keep it healthy long after our work together ends.
Home & Auto Preparation
Working toward your first home or a better vehicle? We build the plan around your goal, so your credit is ready when you are.
ITIN Credit Support
Dedicated guidance for ITIN holders — addressing negative items, understanding how U.S. credit works, and building toward the same goals as everyone else.
What we work to remove
If it’s inaccurate, incomplete, or unverifiable — it shouldn't be on your report.
Late Payments
Challenging 30/60/90-day delinquencies that can't be verified as reported.
Collections
Demanding proper validation from collectors and debt buyers.
Charge-Offs
Reviewing balances, dates, and reporting accuracy on charged-off accounts.
Repossessions
Auditing deficiency balances and post-sale reporting for errors.
Bankruptcies
Cross-checking public record reporting for inaccuracies.
Inquiries
Addressing hard pulls made without a permissible purpose.
Medical Bills
Reviewing medical collections against current reporting rules.
Evictions
Challenging outdated or inaccurate tenant-screening records.
Student Loans
Correcting misreported federal and private student loan history.
We can only challenge items that are inaccurate, incomplete, or unverifiable. Accurate negative items may remain on your report — and no specific outcome can ever be guaranteed.
How it works
Three steps. No mystery.
01
Free Consultation
We talk through your situation and your goals — and make sure we're genuinely the right fit before anything else.
02
Credit Audit & Game Plan
With your credit monitoring access, we review all three bureaus line by line and map out exactly what to challenge first.
03
Disputes, Education & Updates
We send targeted challenges on your behalf and teach you how to strengthen your profile while the process runs.
Client wins
Real progress, real people.
Results from Dsolve clients, shared with permission. New wins are added here as they come in.
Individual results vary. Past client outcomes do not guarantee future results.
Free Digital Guide
Business Credit Basics.
Learn how to establish and grow business credit the right way. This guide covers the fundamentals of building a business credit profile, separating personal and business finances, understanding business credit bureaus, and preparing your business for future funding opportunities. A great starting point for new and aspiring business owners.
Build a strong business foundation
Establish business credit
Manage & grow your credit
Prepare for funding opportunities
Claim Your Free Copy
FAQ
Questions, answered honestly.
No hype, no fine-print games. Here are the three we hear most — the rest live on the FAQ page.
Final touches are in progress — join the list and we’ll reach out the moment it’s available.
How long does credit repair take?
Every file is different. Most clients work with us for several months, and we review progress together every 30–45 days. No honest company can promise you a timeline — be cautious of anyone who does.
Do you guarantee a score increase?
No — and you should be cautious of anyone who does. We challenge items that are inaccurate, incomplete, or unverifiable, and we coach you on the habits that shape your score. Results depend on your file and how creditors respond.
Can you help if I have an ITIN instead of an SSN?
Yes. ITIN clients are a big part of what we do. We help you address negative items, understand how credit works in the U.S., and build toward the same financial and homeownership goals as any other client.
Book your free consultation
Tell us where you are —
and where you're headed.
A short, no-pressure conversation about your credit and your goals. We’ll reach out within one business day.
(832) 359-2773
Monday – Friday · 9:00 AM – 5:00 PM CST
Before your consultation
We go over your full three-bureau report together on the call, so we can give you real answers — not guesses. Don’t have credit monitoring yet?
Credit repair and education, built on transparency. Founded by Victoria "Vik" Delgado.
Explore
Contact
Monday – Friday · 9:00 AM – 5:00 PM CST
Get started
Book a free consultation and find out exactly where your credit stands.
DSolve Financial Solutions operates in accordance with the Credit Repair Organizations Act (CROA) and applicable Texas regulations. We do not promise or guarantee any specific credit score increase or outcome. Results vary based on each individual credit profile, creditor responses, and ongoing account history. Content on this site is educational and does not constitute legal or financial advice.
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